November 26, 2024
AgencyUnderstanding Insurance for Condominium Associations and Homeowners Associations
Condominium complexes and neighborhoods with homeowners associations can cultivate tight-knit communities with abundant camaraderie. However, these living arrangements may require residents and managerial parties to address certain shared risks and exposures. Fortunately, a qualified insurance professional, such as those at Roman Empire Insurance Agency, Inc., can help these associations understand and maintain appropriate coverage. Why […]
August 28, 2024
AgencyCommercial Auto Insurance in CA
California companies using vehicles to conduct business must comply with the state’s auto insurance regulations. If your company uses heavy-duty vehicles like semis, you may also be subject to federal insurance laws. Contact to explore your company’s commercial auto insurance options and get a personalized quote. California Commercial Auto Coverage Requirements California requires minimum amounts […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
December 23, 2020
AgencyDoes Workers Compensation Cover Employee Fights?
As much as employers try to make their businesses a place for growth and support, warring personalities are always apt to clash. Unfortunately, workplace arguments can sometimes dissolve into physical fights, which may lead to injuries. In these cases, it is important to know the limits of the employer’s workers compensation coverage, as there are […]
November 13, 2020
AgencyWhy You Need Continuous Car Insurance Coverage
Some people think that if they do not own a car or if they do not drive regularly, then they do not need car insurance. What good is having a policy if you are not going to get behind the wheel? Actually, there are a lot of reasons why you must always have car insurance […]
October 21, 2020
AgencyDoes Commercial Auto Insurance Cover Storm Damage
If you own a commercial vehicle and use it for business purposes, then you will need to have commercial auto insurance on it. Of course, this will be an important investment for the business, which is why you always need to protect the vehicle (or even a whole fleet of them) as best you can. Still, you […]
September 23, 2020
AgencyHow Much Liability Should I Have on My Home Insurance Policy?
When homeowners think of their home insurance policy, they generally think about dwelling and property coverage. There is a third type of coverage, however, that is just as important. Personal liability insurance protects you and your family in case of a lawsuit concerning bodily injury and property damage someone else may suffer on your property. […]
July 30, 2020
AgencyCan Your General Liability Insurance Premium Increase?
Secure financial planning will help your business succeed in the long run. However, the overhead costs you must pay, such as your insurance premiums, might vary over time. One of the policies you might buy for your business is general liability insurance. However, general liability premiums might go up periodically. The business will have to […]
June 30, 2020
AgencyAvoiding Car Accidents With Trucks
Every year, thousands of people die as a result of truck-related accidents. In 2019, 4,102 people died in such accidents. About 68% of them were occupants in other cars, according to the Insurance Institute for Highway Safety. The risk for injury and death are high for any driver who enters the road with trucks on it. […]
May 28, 2020
AgencyWhat To Do After A House Fire
A house fire can be one of the most devastating events people will face. While the recovery won’t be easy, your home insurance coverage can help you get through it. Here’s how to get started. Cooperate With The Fire Investigation Almost every fire will have some type of investigation to see how it started. In many cases, the […]