Commercial Auto Insurance in CA

California companies using vehicles to conduct business must comply with the state’s auto insurance regulations. If your company uses heavy-duty vehicles like semis, you may also be subject to federal insurance laws.

Contact Roman Empire Insurance, Inc. to explore your company’s commercial auto insurance options and get a personalized quote.

California Commercial Auto Coverage Requirements

California requires minimum amounts of liability coverage, which may help cover accident-related injuries and property damage caused by your company driver, up to the policy’s limits.

The minimum liability limits may not provide appropriate financial protection for your company. Your agent can help determine if buying more liability insurance than California requires makes sense. Your agent may also recommend purchasing comprehensive, collision, and uninsured/underinsured motorist coverage, which may help pay to repair or replace your company vehicle after a covered accident.

Commercial auto coverage can be tailored to meet your company’s needs with a wide range of policies and endorsements. You can also tailor deductibles and dollar limits to create custom coverage that provides the ideal amount of coverage.

Your agent can review special considerations, such as whether your employees use their personal vehicles for business purposes. If your business involves rideshare services like Uber or delivery services like DoorDash, specialized insurance policies may be required to cover these activities.

How to Get a Commercial Auto Insurance Quote

Given the complexities of commercial auto coverage, consulting with an experienced insurance agent or broker can help you navigate through coverage options, understand state requirements, and optimize your insurance strategy to protect your business effectively.

Contact Roman Empire Insurance, Inc. today to tailor your company’s commercial auto insurance coverage to meet your unique needs. Our team can help you get appropriate coverage at favorable rates.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.